Language:

Maaraynta Lacagta

Qiimaha nolosha Maraykanka way kala duwan tahay meelba meesha kale, laakiin meelo badan aad ayay qaali utahay. Tani waa sababta inaad si dhakhso ah uraadiso shaqo ay aad muhimka ugu tahay. Waa inaad dhaqalaysataa lacagtaada, markaas kuma kharash garanaysid wax ka badan waxa aad awoodi karto. Hoos ka baro wax badan oo ku saabsan Maamulka Lacagta ee Maraykanka.
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Maaraynta Qarashaadka Shaqsiga ah

Waxaad masuul katahay maaraynta qarashaadkaaga gaaka ah. Sifo aad uga hortagi karto inaadan wax abadan aad u kharash garayn waa inaad samaysataa miisaaniyad. Barashada sida loo sameeyo miisaaniyad waa xirfad aad muhiim u ah. Si aad usamaysato miisaaniyad, waa muhiim inaad taqaano qarashkaaga bishii iyo lacagta aad isticmaasho, sida kirada, qalabka cuntada, iyo adeegyada suuqa. Wixii ah ujeedooyinka miisaaniyada, waa inaad kala barataa waxa qoyskaagu rabo oo ku lid ah waxa qoyskaagu baahida uqabo. Waxyaabah dadku ay rabaan qaarkood waxay noqon karaan kuwo qaali ah oo aan muhiim ahayn, waxayna kuseejin karaan waxyaabah qoyskaagu ubaahan yahay. Shaqaalaha wakaaladaada dib udajinta ayaa kaa caawinaaya inaad miisaaniyad samaysato.
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The Timsina family, a Bhutanese family recently arrived from Nepal, in New York City:  A volunteer accompanies Chet Nath to the bank where he is about cash a check that the IRC has given him to use as pocket money, money that will provide for the familyís extra needs for one month.

Waa inaad fahanto sida lacag loogu shubo koontada bangiga, iyo sidoo loogala baxo adoo isticmaalaaya Mashiinada si Automatic-ga Wax usheegta (ATM), ama adoo qoraaya jeeg. Markaad bangiga joogtid, waxaad lacagtaada gashan kartaa koonto jeeg leh ama koontada wax lagu kaydsado ama labadaba. Koontooyinka jeegga waxay kufiican yihiin markaad doonayso inaad lacagta gashato kalana soo baxdo si joogta ah adoo isticmaalaaya kaararka ATM. Kontooyinka kaydinta waxaa loo isticmaalaa in lagu kaydiyo lacagta aadan mudo ubaahanayn. Marka koobaad, waxaad kaliya ubaahantahay koontada jeega. Hadhoow, markaad awood uyeelato inaad kayd yeelato, waxaad yeelankartaa koontada kaydinta iyo mida jeegga labadaba. Markaad isticmaasho qorshsha daynta ama kaarka daynta, waxaad daynsanaysaa lacag waxaana lagu dulsaarayaa dulsaar lacagta aad daynsato. Taariikh wanaagsan oo dhanka dayn bixinta ah, lacagta bixi bil kasta wakhti buure ah. Bixinta bilaha ah ee daynta safarkaaga waa fursadaada koobaad ee aad kudhisi karto taarikh dayn bixin oo wanaagsan Maraykanka dhexdiisa.    

Lacag Kushubashada Tooska ah

Qaar badan oo dadka loo shaqeeyo kamid ah ayaa bixya ama doonaaya inay shaqaalahooda mushaarka ugu shubaan koontadooda bangiga. Kushubida tooska ah, mushaarkaaga waxaa toos loogu dirayaa koontada bangigaaga intii adiga lagu siin lahaa ayadoo jeeg ah. Waxaa jira faa’iidooyin dhowr ah oo ay leedahay kushubida tooska ah. Jeeggaaga  madhumi karo, qofna maxadi karo lacagna kulama bixi karo saxiix foojari ah. Sidoo kale, waxaad helaysaa mushaarkaaga xataa haddaadan joogin shaqada maalinta mushaarka labixinaayay, umana baahnid inaad bangiga aado si aad jeegaaga ugasoo shubato. Ugu danbayntii, markaas isticmaasho kushubashada tooska ah, lacagta waxay kuugu jirtaa koontadaada waadna isticmaali kartaa markaba. Hahdaad jeegga adigu kasoo kushabatay, waxay qaadan kartaa maalin ama labo in lacagta diyaar kunoqoto koontadaada.
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Nidaamka isticmaalka Bangiga

Meesha ugu amaansan Mraykanka ee lacag lagu kaydsado waa bangida oo federaal ahaan loo maamulo oo loo caymiyo. Waxaa jira noocyo badan oo bangi ah. Wakaalada dib udajinta ayaa awood uleh inay kaacaawiso bangiga kuugu haboon adiga. Hadaad arimo diimeed ama dhaqan aad ka aaminsantahay lacagta (tusaale, hadaad aaminsantahay in ay khalad tahay in aad bixiso ama qaadato dulsaar), waxaad helikartaa bangi kudhaqma waxyaabaha aad aaminsan tahay.

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Macluumaadka kujira websitekaan waxaa abuuray Adeegyada Isdhaafsiga Jihaynta Dhaqanka (CORE), waxaa iska leh bulshada dibna waa loosoo daabacan karaa. Mawduucyada kujira webseetka waxaa lagu abuuray heshiis ay maalgalisay Laanta Dad waynaha, Qaxootiyada, iyo Socdaalka, Waaxda Gobalada ee Maraykanka, laakiin muhiim maaha inay matasho siyaasada wakaaladaas dawlada Federalkuna ma dhiiri galinayso.